Effective Date: July 03, 2026.

Welcome to Philo London Signature. These Terms & Conditions (“Terms”) govern your use of our website and any services provided by Philo London Signature (“we”, “our”, or “us”). By accessing or using our website, you agree to comply with these Terms. If you do not agree with any part of these Terms, please do not use our website.

1. About Us

Business Name: Philo London Signature
Website: www.philolondonsignature.com
Email: philolondonsignature@jltgroup.co.uk
Contact No: 07904867822

2. Use of Our Website

You agree to use our website only for lawful purposes and in a manner that does not infringe upon the rights of others or restrict their use of the website.
You must not:

• Use the website for any unlawful or fraudulent purpose.
• Attempt to gain unauthorised access to our systems or servers.
• Introduce viruses, malware, or other harmful software.
• Interfere with the security or operation of the website.
• Copy, reproduce, or distribute website content without our written permission.

We reserve the right to suspend or terminate access to our website if these Terms are breached.

3. Services

Philo London Signature provides professional services as described on our website.
Any information provided on the website is for general informational purposes and does not constitute a binding offer unless confirmed in writing.
Quotes, proposals, pricing, and project timelines may vary depending on individual project requirements.

4. Quotations and Payments

Where applicable:

• All quotations are subject to acceptance.
• Prices may be subject to applicable taxes unless otherwise stated.
• Payment terms will be outlined in your quotation, proposal, or invoice.
• Late payments may result in delayed project delivery or suspension of services.

5. Intellectual Property

Unless otherwise stated, all content on this website, including but not limited to:

• Text
• Graphics
• Images
• Logos
• Icons
• Designs
• Layouts
• Downloads
• Website code

is the property of Philo London Signature or its licensors and is protected by applicable intellectual property laws.
You may not reproduce, modify, distribute, or commercially exploit any content without prior written permission.

6. User Content

If you submit information through our website, including enquiries, feedback, or uploaded content, you confirm that:

• The information is accurate.
• You have the legal right to provide it.
• It does not infringe the rights of any third party.
• It does not contain unlawful, offensive, or harmful material.

7. Website Availability

We aim to keep our website available at all times but do not guarantee uninterrupted access.
We may:

• Update the website
• Perform maintenance
• Modify or discontinue features
• Suspend access without prior notice where necessary

We are not liable for temporary unavailability.

8. Accuracy of Information

While we make reasonable efforts to ensure that the information on our website is accurate and up to date, we do not guarantee that all content is complete, accurate, or free from errors.

We reserve the right to update or correct information at any time without prior notice.

9. Third-Party Links

Our website may contain links to third-party websites.
These links are provided for your convenience only.
We do not endorse or accept responsibility for the content, privacy practices, or services offered by third-party websites.

10. Limitation of Liability

To the fullest extent permitted by law, Philo London Signature shall not be liable for any:

• Indirect or consequential loss
• Loss of profits
• Loss of business opportunities
• Loss of data
• Business interruption

arising from your use of, or inability to use, this website.
Nothing in these Terms excludes liability for death, personal injury, fraud, or any liability that cannot be excluded under applicable UK law.

11. Indemnity

You agree to indemnify and hold harmless Philo London Signature from any claims, liabilities, damages, losses, or expenses arising from your misuse of the website or breach of these Terms.

12. Privacy

Your use of this website is also governed by our Privacy Policy, which explains how we collect, use, and protect your personal information.

13. Changes to These Terms

We may revise these Terms from time to time.
Updated versions will be published on this page together with the revised effective date.
Your continued use of the website after any changes constitutes acceptance of the updated Terms.

14. Governing Law

These Terms & Conditions are governed by the laws of England and Wales.
Any disputes arising from these Terms or your use of the website shall be subject to the exclusive jurisdiction of the courts of England and Wales.

15. Contact Us

If you have any questions regarding these Terms & Conditions, please contact us:

Philo London Signature

Email: philolondonsignature@jltgroup.co.uk
Contact No: 07904867822